Frequently Asked Questions

With a payday loan you can borrow between $200 and $2500. Not all lenders will be able to offer you the full $2500; The total amount you will be eligible to borrow will be dependent upon your individual circumstances (such as your earnings), the laws that govern your state and whether or not you have a good credit history.

No, Paydayloans-247.com doesn't charge any application fees to our clients. Payday loans do not have a guaranteed approval so we are strongly against loan application fees. Any charges will be fully disclosed to you before you sign your loan agreement. These charges, if any will be levied by the lender and not Paydayloans-247.com. You are under absolutely no obligation to go forward with the loan application should you change your mind.

Normally, where you apply for a loan early on a weekday you may receive your funds on the same day. If you apply late in the afternoon, on a weekend or on a public holiday; it is possible that you will get your money on the next working day. Each of our lenders will follow their very own policies when it comes to time-scales for the transferring of funds to your account, please check this with your lender prior to agreeing to your payday loan offer.

The interest charges vary across our panel of payday lenders. Whatever the charge, the lender will tell you clearly in advance so that you can make an informed decision about whether to accept the loan terms offered to you. You are not obligated to accept credit in any way until you sign the loan agreement.

Yes you can still apply for a loan, even with a poor credit score. Our payday lenders look at your income and your ability to repay the loan. Some of our panel of lenders cater especially for people that have an adverse credit score.

Yes of course you can! If you have the money available we encourage people to repay their loan as early as possible; as long as it doesn't disrupt their day to day finances.

If you can't afford to make your loan repayment on time it is very important that you speak directly to your lender as soon as you can. They will go over the different options that you have, and they may be able to provide you with alternative re-payment dates.

No. There is no inference on our part in any way that a loan is guaranteed to be approved.